Pennsylvania Paycheck Calculator - SmartAsset (2024)

Your Details Done

Use SmartAsset's paycheck calculator to calculate your take home pay per paycheck for both salary and hourly jobs after taking into account federal, state, and local taxes.

Pennsylvania Paycheck Calculator - SmartAsset (1)

Overview of Pennsylvania Taxes

Pennsylvania has a flat state income tax rate of 3.07%. This is the lowest rate among the handful states that utilize flat rates. However, many cities in the Keystone State also collect local income taxes. There are 2,938 taxing jurisdictions with rates ranging as high as 3.8398% in Philadelphia, 3.6% in Reading and 3.4% in Scranton.

Work Info

Add your details

Marital Status

Marital Status

Enter your marital status

Do this later

Dismiss

Job

Add your details

Location

Location

Enter your location Do this later

Dismiss

Add your details

Elected State Percentage

Do this later

Dismiss

Add your details

Dependents

Do this later

Dismiss

Add your details

Pay Frequency

Do this later

Dismiss

Add your details

Allowances

Add your details

Additional Withholdings

Additional Withholdings

Federal

State

Local

Do this later

Dismiss

Add your details

Pre-Tax Deductions

Deduction
Name

Calculation
Method

Deduction
Amount

Medical Insurance

Dental Coverage

Vision Insurance

401k

Long Term Disability Insurance

Life Insurance

Commuter Plan

FSA

HSA

Total

Do this later

Dismiss

Add your details

Post-Tax Deductions

Deduction
Name

Calculation
Method

Deduction
Amount

Total

Add another post-tax deduction

' + '

' + '' + '

' + '

' + '' + '' + '' + '' + '' + '' + '

' + '

' + '' + '

' + '

'; }; var addRow = function (thisCount, values) { container.find('.popout-tbody').append(renderRow(thisCount)); var $thisContainer = container.find('.deduction-' + thisCount); var $sel = $thisContainer.find('select[name="deduction-calculation-type"]'); var $inputs = $thisContainer.find('input.percentage, input.dollar'); var $nameInput = $thisContainer.find('input[name="deduction-name"]'); $sel.val(container.find('.deduction-' + (thisCount-1) + ' select[name="deduction-calculation-type"]').val()); $sel.select2({ minimumResultsForSearch: -1 }); $inputs.val(0); $thisContainer.find('input.dollar').autoNumeric('init'); $thisContainer.find('input.percentage').autoNumeric('init'); if (values) { $nameInput.val(values.name); $sel.val(values.type).trigger("change"); if (values.type === 'dol-fixed') { $thisContainer.find('.dollar.tightcontainer').show(); $thisContainer.find('.percentage.tightcontainer').hide(); $thisContainer.find('input.dollar').autoNumeric('set', values.value); } else { $thisContainer.find('.dollar.tightcontainer').hide(); $thisContainer.find('.percentage.tightcontainer').show(); $thisContainer.find('input.percentage').autoNumeric('set', values.value); } } onDedCalcTypeSelect(thisCount, $sel.val()); updateTotalPostDeductions(); smartasset.inputs.repositionPopout(); $nameInput.on('change blur focusout keypress keyup paste', function () { var thisInput = $(this); if (thisInput.val().length > 0) { thisInput.parent().parent().removeClass('has-error'); } smartasset.inputs.repositionPopout(); }); $sel.on('change', function(){ onDedCalcTypeSelect(thisCount, $sel.val()); }); $sel.add($inputs).on('change blur focusout keypress keyup paste', function(){ updateTotalPostDeductions(); }); }; var onDedCalcTypeSelect = function(thisCount, value) { var $row = container.find('.deduction-' + thisCount); if (value === 'dol-fixed') { $row.find('.dollar.tightcontainer').show(); $row.find('.percentage.tightcontainer').hide(); } else { $row.find('.dollar.tightcontainer').hide(); $row.find('.percentage.tightcontainer').show(); } }; var updateTotalPostDeductions = function(){ var totalVal = 0; var $rows = container.find('.popout-tbody .popout-row'); var totalPostTaxDeductions = 0; $.each(smartasset.data.getPageData().postTaxDeductions, function(index, value){ totalPostTaxDeductions += value.value; }); $.each($rows, function(){ var $this = $(this); var $displayAmount = $this.find('.calculated-deduction-amount'); var calcType = $this.find('select[name="deduction-calculation-type"]').val(); switch(calcType) { case 'dol-fixed': $displayAmount.text('$' + smartasset.math.commatoze($this.find('input.dollar').autoNumeric('get'))); totalVal += $this.find('input.dollar').autoNumeric('get') * 1; break; case 'per-gross': $displayAmount.text('$' + smartasset.math.commatoze($this.find('input.percentage').autoNumeric('get') / 100 * smartasset.data.getPageData().grossPay)); totalVal += ($this.find('input.percentage').autoNumeric('get') / 100) * smartasset.data.getPageData().grossPay; break; case 'per-net': $displayAmount.text('$' + smartasset.math.commatoze($this.find('input.percentage').autoNumeric('get') / 100 * (smartasset.data.getPageData().paycheck + totalPostTaxDeductions))); totalVal += ($this.find('input.percentage').autoNumeric('get') / 100) * (smartasset.data.getPageData().paycheck + totalPostTaxDeductions); break; } }); container.find('.calculated-amount-total').text('$' + smartasset.math.commatoze(totalVal)); var errorMsg = container.find('p.error-message'); if (totalVal > smartasset.data.getPageData().grossPay) { errorMsg.show(); } else { errorMsg.hide(); } smartasset.inputs.repositionPopout(); }; // // before popup is shown, reload the data (imagine someone canceled the popup, hit escape, etc) // smartasset.hooks.register("beforePopoutShow", function() { doLoad(); }); // // register the onInputsLoaded method // smartasset.hooks.register("onInputsLoaded", function() { smartasset.inputs.reshowPopout('ud-post-td', 'ud-post-td'); doLoad(); }); $(function() { container = $('.ud-post-td'); container.find('p.error-message').text('Your deductions can\'t exceed your income.'); container.find('.add-row-button').on('click', function(){ var $rows = container.find('.popout-tbody .popout-row'); if ($rows.length < deductionMax) { addRow($rows.length); } if ($rows.length >= deductionMax) { container.find('.add-row-button').addClass('disabled'); } }); smartasset.hooks.register('onInputsLoaded', function(){ updateTotalPostDeductions(); }); container.find(".next").unbind("click").click(doSave); }); }()); Do this later

Dismiss

Add your details

Are you exempt from any taxes?

Do this later

Dismiss

Add your details

Tax Exemptions

Federal Income Taxes

State Income Taxes

Local Income Taxes

Social Security

Medicare

State Insurance Taxes

Do this later

Dismiss

Type

Salary (per year)

Dismiss

Hourly Wage

Dismiss

Hours (per pay period)

Dismiss

Add Overtime

Overtime Hourly Wage

Dismiss

Overtime Hours (per pay period)

Dismiss

You can't withhold more than your earnings. Please adjust your .

Your estimated -- take home pay:

$--

Where is your money going?

Gross Paycheck $--
Taxes --% $--
Details
Federal Income --% $--
State Income --% $--
Local Income --% $--
FICA and State Insurance Taxes --% $--
Details
Social Security --% $--
Medicare --% $--
State Disability Insurance Tax --% $--
State Unemployment Insurance Tax --% $--
State Family Leave Insurance Tax --% $--
State Workers Compensation Insurance Tax --% $--
Pre-Tax Deductions --% $--
Details
Post-Tax Deductions --% $--
Details
Take Home Salary --% $--

Save more with these rates that beat the National Average

  • CDs

Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.

Searching for accounts...
Pennsylvania Paycheck Calculator - SmartAsset (2)

As of

Marketing Disclosure

Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.

Searching for accounts...
Pennsylvania Paycheck Calculator - SmartAsset (3)

As of

Marketing Disclosure

'; } // Add in tracking pixels if not suppressed var trackingPixels = ''; if (!smartasset.page.suppressThirdPartyScripts) { for (var trackingPixel in account.trackingPixels) { trackingPixels += 'Pennsylvania Paycheck Calculator - SmartAsset (4)'; } } // Remove tracking pixels in the "link text" if suppressed if (smartasset.page.suppressThirdPartyScripts) { // Remove all "img" elements linkText = smartasset.analytics.removeTrackingPixels(linkText); } // SA-10931 'sa-table-more-padding' added to Bankrate listings, likely a temporary fix var isBankrate = account.source === 'bankrate'; return '

' + ''+ '

' + '

'+ '' + account.product + '' + 'Sponsored' + '

'+ '

'+ '

'+ '

' + 'Pennsylvania Paycheck Calculator - SmartAsset (5)' + (account.fdic ? '

Member FDIC

' : '' ) + '

' + ( stars ? stars : '' ) + '

' + '

' + '

' + linkText +'

' + '

    ' + '
  • ' + '

    ' + 'APY ' + 'Pennsylvania Paycheck Calculator - SmartAsset (6)' + '

    ' + '

    '+ smartasset.math.commatoze(account.APY, 2) + '%' + '

    ' + trackingPixels + '

    ' + '

    ' + '
  • ' + '
  • ' + '

    Interest Rate

    ' + '

    ' + ( hasRate ? smartasset.math.commatoze(account.rate, 2) + '%' : 'N/A' ) + '

    ' + '
  • ' + '
  • '+ '

    Min. Balance for APY

    ' + '

    ' + '$' + smartasset.math.commatoze(account.minDeposit,0) + '

    ' + '
  • ' + '

' + '

' + '

'+ '' + '

' + '

' + '

' + '

' }; // Method to track tab clicks and initialize nanoScroller depositRatesBlock.tabClick = function() { var $this = $(this); var tabType = $this.data('tab'); smartasset.analytics.track("deposit-mini-rates-tab-click", { tab: tabType } ); // initialize nanoScroller when tab content is viewed for the first time, allowing table to expand to full height // check data-nano-scroll-init if tab was already initialized var $tabPanel = $this.closest('.tab-container').find('[data-product=' + tabType + ']:not([data-nano-scroll-init])'); // initialize nanoScroller when tabs are switched $tabPanel.find('.nano').nanoScroller(); // set data-nano-scroll-init to true to avoid re-initializing again $tabPanel.attr('data-nano-scroll-init', true); }; // Tracks and redirects user clicks on table listings depositRatesBlock.lenderClick = function(url, source, company, product) { // Savings Endpoint Tracking smartasset.savingsvehicles.miniLenderClick( { url: url, source: source, company: company, product: product } ); }; // this flag ensures we do not trigger the "view-savings-block" event more than once var flag_trigger_view = true; // // The JS "entry point" for the savings rates block // smartasset.hooks.register("onInputsLoaded", function() { // Only need to run the logic for displaying the block has not yet been displayed if (!depositRatesBlock.initialized) { depositRatesBlock.savingsMiniRatesTable = smartasset.tables.initializeRatesTable('savingsMiniRatesTable', undefined, '.savings-rates-table', {isMiniRates: true}); depositRatesBlock.cdMiniRatesTable = smartasset.tables.initializeRatesTable('cdMiniRatesTable', undefined, '.cd-rates-table', {isMiniRates: true}); depositRatesBlock.displayBlock(); } else { depositRatesBlock.updateRatesTable(depositRatesBlock.cachedDataSavings, 'savings'); depositRatesBlock.updateRatesTable(depositRatesBlock.cachedDataCds, 'cd'); } // SA-5618 -- send "view-savings-block" event if (flag_trigger_view) { // send event smartasset.analytics.track("view-savings-block"); // set flag to false to prevent sending multiple view events for the same widget-load flag_trigger_view = false; } }); // On CD Rates Pages makes CD tab the default when the page loads $(document).ready(function () { if(depositRatesBlock.smartReviews.productType === 'CD'){ $(".deposit_rates-block .tab-container").easytabs({ defaultTab: "[data-tab='cd']", updateHash: false, animate: false }); } });

Pennsylvania Paycheck Calculator

Pennsylvania Paycheck Calculator - SmartAsset (7)

Pennsylvania Paycheck Quick Facts

  • Pennsylvania income tax rate: 3.07%
  • Median household income: $73,170 (U.S. Census Bureau)
  • Number of municipalities and school districts that have local income taxes: 2,938

How Your Pennsylvania Paycheck Works

Without the help of a paycheck calculator, it’s tricky to figure out what your take-home pay will be after taxes and other monies are withheld. For starters, all Pennsylvania employers will withhold federal and state income taxes from your paychecks, as well as FICA taxes. Depending on where in the state you live, you will likely also pay local income taxes.

The amount of federal income taxes withheld will depend on your income level and the withholding information that you put on your Form W-4. The IRS made notable updates to the W-4 in recent years. Instead of using allowances, the new form applies a five-step process that requires filers to prove and enter annual dollar amounts for any additional income or jobs, along with some other personal information.

As for your FICA taxes, 6.2% of your income goes to Social Security taxes. Your employer is responsible for matching this amount for a total of 12.4% that the government receives to fund the program. Medicare taxes follow a similar process, with 1.45% being collected from both you and your employer (for a total of 2.9%). Any income you have in excess of $200,000 is subject to an additional Medicare surtax of 0.9% (your employer doesn’t match this surtax). Together, Social Security and Medicare taxes make up FICA (Federal Insurance Contributions Act) taxes.

If you’re self-employed, you are responsible for paying the full FICA taxes yourself. Luckily, there is a tax deduction that you can take when you file your taxes in order to alleviate the burden of that high self-employment tax.

Whether you work for Philadelphia International Airport or the University of Pittsburgh, your employer also withholds money from your paychecks to pay federal income taxes. These taxes are withheld from your pay throughout the year to cover a range of public expenses. How much your employer withholds in federal income taxes depends on factors like your salary, your marital status and whether or not you choose to have additional tax withheld from your paychecks.

Pennsylvania Median Household Income

YearMedian Household Income
2022$73,170
2021$72,627
2020$70,789
2019$70,582
2018$64,524
2017$61,285
2016$60,979
2015$60,389
2014$55,173
2013$55,156
2012$51,904

Pennsylvania levies a flat state income tax rate of 3.07%. Therefore, your income level and filing status will not affect the income tax rate you pay at the state level. Pennsylvania is one of just eight states that has a flat income tax rate, and of those states, it has the lowest rate. Just like federal income taxes, your employer will withhold money to cover this state income tax.

Pennsylvania also levies local income taxes in more than 2,400 municipalities. And of Pennsylvania’s 500 school districts, 469 of them levy a local income tax. The table below lists the local income tax rates in some of the state's biggest cities.

Local Income Taxes

CityRate
Aliquippa1.300%
Allentown1.975%
Altoona1.600%
Baldwin1.000%
Beaver Falls1.500%
Bellevue1.500%
Berwick1.000%
Bethel Park1.400%
Bethlehem1.000%
Bloomsburg1.560%
Bradford1.000%
Brentwood1.000%
Bristol0.500%
Brookhaven1.000%
Butler1.000%
Canonsburg1.000%
Carbondale2.500%
Carlisle1.600%
Carnegie1.000%
Castle Shannon1.000%
Chambersburg1.700%
Chester3.750%
Coatesville2.500%
Columbia1.000%
Darby1.000%
Dormont1.000%
Doylestown1.000%
Dunmore1.000%
East Stroudsburg1.000%
Easton1.950%
Economy1.000%
Elizabethtown1.000%
Emmaus1.000%
Ephrata1.000%
Erie1.650%
Franklin Park1.000%
Greensburg1.650%
Grove City1.000%
Hanover1.000%
Harrisburg2.000%
Hazleton2.750%
Hermitage2.250%
Indiana1.250%
Jeannette1.400%
Jefferson Hills1.000%
Johnstown1.500%
Kingston1.550%
Lancaster1.100%
Lansdale1.000%
Latrobe1.400%
Lebanon1.900%
Lewistown1.350%
Lititz1.150%
Lock Haven1.500%
Lower Burrell1.000%
McKeesport1.700%
Meadville1.000%
Mechanicsburg1.700%
Middletown1.750%
Millersville1.000%
Monroeville1.500%
Munhall1.000%
Murrysville1.000%
Nanticoke2.250%
New Castle2.075%
New Kensington1.000%
Norristown2.100%
Northampton1.200%
Oil City1.000%
Old Forge1.000%
Perkasie1.500%
Philadelphia3.8398%
Phoenixville1.000%
Pittsburgh1.500%
Pleasant Hills1.000%
Plum1.000%
Pottstown1.000%
Pottsville1.000%
Quakertown1.500%
Reading3.600%
Scranton3.400%
Sharon2.250%
St. Marys1.200%
State College2.250%
Sunbury1.000%
Swissvale1.000%
Uniontown1.000%
Warren2.800%
Washington1.200%
Waynesburg1.000%
West Chester1.250%
West Mifflin1.000%
Whitehall1.700%
Wilkes Barre3.000%
Wilkinsburg1.000%
Williamsport2.000%
Wyomissing1.000%
Yeadon1.000%
York1.250%

A financial advisor can help you understand how taxes fit into your overall financial goals. Finding a financial advisor doesn't have to be hard. SmartAsset’s free tool matches you with up to three vetted financial advisors who serve your area, and you can have a free introductory call with your advisor matches to decide which one you feel is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now.

How You Can Affect Your Pennsylvania Paycheck

The best way to have an impact on your paycheck, and in turn your taxes, is to fine-tune them by opting for an additional dollar withholding from each of your paychecks. There is a line on the W-4 where you can enter the amount of additional withholding you’d like. So if you wanted your employer to withhold an additional $20 from each paycheck, you’d write "20" on that line of your W-4. Note that although this will result in slightly smaller paychecks each pay period, your tax bill may turn into a refund come tax time.

Unlike most other states in the U.S., Pennsylvania does not exempt contributions to 401(k)s, 403(b)s and other retirement accounts from income taxes and withholdings. However, once you reach retirement and begin taking distributions, you won't be taxed on any of your money, investment earnings included.

Health savings accounts (HSAs) and flexible spending accounts (FSAs) work normally, though. You contribute pre-tax money so that you can use it later for certain medical-related expenses, like copays. Keep in mind, though, that only $500 rolls over from one year to the next in an FSA. That means you’ll lose money if you contribute more than $500 but don’t use it before the end of the year (as of 2023). This amount increases to $610 in 2024 and $650 in 2025. If you contribute more than the year's limit to an FSA but you don’t use it all within the year, you can kiss it goodbye.

Pennsylvania Top Income Tax Rate

YearTop Income Tax Rate
20233.07%
20223.07%
20213.07%
20203.07%
20193.07%
20183.07%
20173.07%
20163.07%
20153.07%
20143.07%
20133.07%
Pennsylvania Paycheck Calculator - SmartAsset (2024)
Top Articles
Latest Posts
Recommended Articles
Article information

Author: Mrs. Angelic Larkin

Last Updated:

Views: 6238

Rating: 4.7 / 5 (67 voted)

Reviews: 82% of readers found this page helpful

Author information

Name: Mrs. Angelic Larkin

Birthday: 1992-06-28

Address: Apt. 413 8275 Mueller Overpass, South Magnolia, IA 99527-6023

Phone: +6824704719725

Job: District Real-Estate Facilitator

Hobby: Letterboxing, Vacation, Poi, Homebrewing, Mountain biking, Slacklining, Cabaret

Introduction: My name is Mrs. Angelic Larkin, I am a cute, charming, funny, determined, inexpensive, joyous, cheerful person who loves writing and wants to share my knowledge and understanding with you.